United Bank

  • Business Banker

    Job Locations US-VA-McLean
    Posted Date 2 weeks ago(7/5/2018 5:23 PM)
    Job ID
    # of Openings
    Lending (Commercial/Consumer/Mortgage/Retail)
    UB Non-Retail
  • Responsibilities

    The Commercial Banker’s primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers including cross-selling new loans, products and services while ensuring compliance with the Bank’s lending policies and procedures.


    • Analyze loan markets to develop new prospects for loans
    • Maintain positive, professional relationships with customers and continue communication for growth of portfolio.
    • Analyze applicant’s financial status, credit and property evaluation to determine feasibility of loan request
    • Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered
    • Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.
    • Actively participates in the Community by attending events and being active in organizations to promote the Bank’s business products and services and build relationships.
    • Ensures loan closing and funding activities occur timely
    • Identify complex situations, review related information to evaluate and develop an acceptable solution
    • Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank’s policies


    • Bachelor’s degree required, preferably in business, finance or another related field
    • Minimum of two (2) years of related Commercial Lending working experience required
    • Must have formal credit analysis training and working experience in applying
    • Proficiency in Microsoft Office Products is required
    • Demonstrated ability to grow and management customer relationships
    • Ability to organize and analyze complex financial data
    • Knowledge and understanding of all federal and state regulations regarding lending and related departments.
    • Excellent analytical and mathematical skills and ability to make a credit decision
    • Excellent verbal and written communication skills
    • Demonstrated high level of professionalism and maturity
    • Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development
    • Current NMLS ID# highly desired or ability to obtain is required
    • If more than 3 years of Commercial Lending experience, Officer status will be reflective of years of related experience and credit skills.
    • Travel is required


    • Strict adherence to Bank Secrecy Act (BSA)
    • Strong business development focused
    • Professionalism
    • Analytical
    • Strategic goal setting focused to achieve goals


    With over 175 years of experience, United Bank is one of the region’s premier banks with locations in West Virginia, Virginia, Washington, DC, Maryland, Ohio, and Pennsylvania. A subsidiary of United Bankshares, Inc., with dual headquarters in Washington, DC and Charleston, WV, we are a full service financial institution with over $19 billion in assets.
    At United Bank, our people are our greatest asset. Our company is a perfect fit for hard-working, driven individuals as we provide a culture that is entrepreneurial, efficient, relationship-based and service-oriented. United is proud of our record of growth and our commitment to service - not only to our customers, but also to the communities in which we live and work.
    United encourages our employees to become involved in the community and in professional activities, and we provide continued training and other support to help all employees achieve their full potential.


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